Franchises under 100k

Are you looking to invest in a franchise under 100K?

Browse our list below for the top franchises under 100k.

What industries are available below $100,000?

Generally, these will be service-based businesses where you don’t need a lot of money to open the location. Keep in mind that below $100,000 means the franchise fee is zero up to approximately $100,000, as you will typically need expenses for other items and working capital to get the business up and running.

If you’re looking to invest in a franchise but don’t want to spend too much, there are many options available for less than $100,000. With franchises in various industries and from some of the biggest names in the franchise world, you’ll be able to find a business that fits your budget, offering aspiring entrepreneurs a unique opportunity to become franchise owners.

Keep reading and discover it!

Best Franchises under 100k

There are a few key industries that are well-suited for those looking to invest in franchises under 100K. There are some industries that you might want to stay clear of and think about only if you have more capital to invest ($200,000+) in the business.

Today, franchises under 100K are becoming increasingly popular as entrepreneurs look for low-cost franchises to get their start in business. And thanks to the internet, it has never been easier to research franchises that meet your budget and needs criteria. With the right franchisee support, a minimum investment can lead to a successful business.

VettedBiz is a great resource for those looking for franchises under 100K. With VettedBiz, you can quickly compare franchises by industry, size, and investment range with just a few clicks of a button.

SBA Franchise Loan Available

One good thing, you don’t have to have that $100,000 in cash. If you’re a U.S. citizen, green card holder, you might be eligible depending on the business for an SBA 7(a) loan. So that’s from the small business administration where they’re backing the majority of that loan, and you get the loan through a commercial bank. Right now, rates are at 5%. So, if you’re investing in a franchise that’s $100,000, you could potentially put up $30,000 cash, get a loan for $70,000 at a 5% interest rate to help support the initial start-up of your business, as well as sustain the growth, and so you start to draw dividends from your business. So on our portal vettedbiz.com, we have over 600 opportunities available starting at less than $100,000.

Best Franchise under 100k to Buy – Not Food Related!

Now, most of these are gonna be dominated by the service industry. When I talk about service, I mean the following industries. Home care, property management, accounting, commercial cleaning, cell phone repair, different retail service businesses, education that would include tutoring as well as STEM education businesses. You can also look to convert an existing business that you own, say a small cell phone repair business into a franchise business to leverage the brand technology system of that franchisor for an investment in franchises under 100K.

Franchise Return on Investment

If you invest under $100,000 in a franchise, get ready to work hard. Generally, it’s gonna take three to 12 months just to break even. So you’re gonna have to have additional capital or maybe you’re married to a spouse who makes a lot of money or has a lot of capital. In such a case, you wouldn’t have to worry as much for those first three to 12 months before you break even and start taking a salary or taking distributions from the company. So the first year, you’re basically living off your savings, or your spouse has a great job.

Second and Third Years of Owning Franchises under 100k

In general, during the second year you’re gonna have a tight budget and will have to watch your expenses. Going into the third year is when growth starts to accelerate. You can take more and more profits out of a business that you invested up to 100K. Again, though, profits generally don’t really come until well into the second and third year. So, say you invested $80,000 into a property management business. It could be months until you take some cash out of the business. However, when you’re at year three, there are some systems in which average franchisees do sales of $500,000 at a profit margin of 30%. So, of that business that you invested $80,000, you take out $150,000 in cash in the form of salary and dividends, and you have a pretty stable business, and you’ve created an asset now.

Make a 3-5X Return on Investment?

With a property management business, an accounting business, or an insurance franchise in which you do sales of $500,000, right now you could probably sell for 1X the revenue. So with a business that you initially invested $80,000 or $100,000, you could sell at a later date for nearly $500,000, representing a pretty nice return on your investment. Beware of franchises in which you invest, say, $100,000 that have sales of $100,000. It’s better to buy that business on the open market than start it from zero. A big, important thing to look at is the multiple sales over the initial investment amount. For franchises under $100,000, I like to see sales represent 3 or 6 times the initial investment to start that business.

So given the example, you open up an insurance business for, say, $100,000. I’d like to see sales once you hit maturity, could be in year two, year three, of $300,000, $400,000, $500,000 as there are many franchisees that are competitively positioned where that’s going to be your return. With service-based concepts, the profit margin can be anywhere from 20% to 40% plus for those that are active on our operators.

Examples of Franchises under 100k

The rankings are based on profitability, growth rates, and failure rates. These low cost franchise opportunities span a diverse range of industries, including home services, taxes, pet waste removal, and insurance. If you’re looking for an affordable business with solid earning potential, this is the list for you.

Send Me a Pro

Overview

Send Me a Pro is a fast-growing home services franchise that connects customers with professionals for various services, including personal training, tutoring, and pet care.

Key Details

• Established 2016
• Locations 50+ across the U.S.
• Investment Range $50,000 – $90,000
• Business Model Home-based, minimal overhead

Why Choose Send Me a Pro?

• Tech-driven platform with a user-friendly mobile app
• Franchisees earn a percentage of every service booked
• Strong recurring revenue potential

MyTaxFiler

Overview

MyTaxFiler specializes in tax preparation, bookkeeping, and financial consulting for individuals and small businesses, ensuring a steady demand year-round.

Key Details

• Established 2008
• Locations 20+ across the U.S.
• Investment Range $40,000 – $80,000

Why Choose MyTaxFiler?

• Access to advanced tax software and comprehensive training
• Proven client acquisition model
• Recurring revenue from annual tax preparation and financial services

Keystone Insurers Group

Overview

Keystone Insurers Group is a B2B franchise that provides independent insurance agencies with access to better policies, underwriting support, and operational tools.

Key Details

• Established 1983
• Locations 300+ across the U.S.
• Investment Range $30,000 – $100,000

Why Choose Keystone Insurers Group?

• Ideal for professionals looking to grow or start an insurance agency
• Higher commissions and better policy options
• Recurring revenue with high margins

Scoop Soldiers

Overview

Scoop Soldiers is a fast-growing pet waste removal franchise capitalizing on the booming pet care industry.

Key Details

• Established 2010
• Locations 80+ across the U.S.
• Investment Range $70,000 – $120,000

Why Choose Scoop Soldiers?

• Subscription-based service for homeowners, apartment complexes, and parks
• Low overhead and high demand
• Simple and profitable service-based business

Premier Pools & Spas

Overview

Premier Pools & Spas is one of the fastest-growing home improvement franchises in the U.S., benefiting from the increasing demand for luxury pools.

Key Details

• Established 1988
• Locations 100+ across the U.S.
• Investment Range $60,000 – $120,000

Why Choose Premier Pools & Spas?

• No construction background required, just strong business and sales skills
• Comprehensive training, vendor relationships, and marketing support
• High-ticket industry with significant earning potential

Leading Franchise Platform – Vetted Biz

Being mindful of your time, this is my last thought. It’s gonna take you time to select the business, to invest in a business. At Vetted Biz, we can help you on that side. But in terms of launching the business, you’re there together with the franchisor to get that business open and to get it profitable. So, you have to budget in how much your time is worth and how much time you’re allocating to that business in each step to see if it makes more sense to just continuing to be an employee or looking at some other business endeavor because you’re gonna have anywhere from six months to 12 months where you’re not taking money out of the business so you have to budget in your time as well.

So franchises under 100k are an attractive option for those who are looking to set up their own business but don’t want to break the bank. Vetted Biz is a leading platform to browse such franchises, helping you find the perfect fit for your entrepreneurial dreams. It’s important to note that setting up and running these franchises will require significant effort and time commitment from yourself, so be sure to plan accordingly before taking the plunge.

That concludes our brief overview of franchises under $100K. As always, do your due diligence and research the franchises thoroughly before making any decisions.